Insights

What surging interest rates mean for your credit cards, auto, student and home equity loans

November 15, 2016 Insights by mcqua No comments

Mortgage rates have increased since Donald Trump was elected president—but that doesn’t mean consumers will immediately pay more for credit cards and other loans. So far, rates for much shorter-term lending have risen at a far slower pace than those for longer-dated debt. And, in many cases, the speed and amount of increases in borrowing […]

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Our top financial priority?

December 22, 2015 Insights by mcqua No comments

Americans’ top financial priority may surprise you. You might think that the financial agenda for the typical U.S. household would be led by paying down debt, or even saving. But those run a distant second and third. The runaway winner of the title of top financial priority for the fourth consecutive year is … (drumroll) […]

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With rates so low, should you pay off your mortgage?

December 16, 2015 Insights by mcqua No comments

With mortgage rates averaging less than 5% for the past five years — and 2015 set to become year No. 6 in that trend — there’s never been a better time to carry a mortgage into retirement, right? Not so fast. While it’s an appealing idea to hold onto a predictable monthly mortgage payment and […]

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